Saturday, September 25, 2010

FINANCIAL DISCIPLINE

My senior friend late Prem bhai is not among us. I pay great homage to him. May God give eternal peace to his soul! I was four classes junior to him and so was the age difference. From the very child hood, I enjoyed his company. Another senior friend was Ramesh. He was three classes senior, but according to age, he was older than Prem. We three always played and studied together. I was too much benefited by their company. When juniors and seniors become friends, juniors are more benefited, if seniors are good. Likewise, bad seniors harm more. A man is known by the company he keeps. I always followed and copied them. I took admission at Kapariya Middle School instead of Karmauli, only due to them. Life is but a chance. Had I not taken admission at Kapariya, I could not have succeeded. On the other hand, were if they of bad natures, I would have been spoiled. Compared to other boys of the village, Prem and Ramesh were more refined and disciplined. Ramesh's father had died when he was simply four year old. His elder Hareesh bhai was working as a pandit in an industrialist’s bungalow at Bombay (Mumbai). He had no issue those days. Ramesh, his mother and his sister-in-law lived at Karmauli. Hareesh bhai was earning well to maintain his four-member family properly. He came home after a year or more. Ramesh had no guidance. He only got love by the two women but no rebuke. Prem’s father was working as a pandit at Calcutta (Kolkata). He also earned sufficient money to maintain his eight-member family well. Prem's mother was a very tight and miser woman. She had very tough discipline over her children. My situation was quite different compared to Prem and Ramesh. I had no mother. She died when I was only four year old and my younger was only two year old. Father was not earning. Sister-in-laws were formal. I had no much sentimental attachment with them. Thus, we three had different situations. Hence, our natures were different. Man is the product of the atmosphere, he lives. He adjusts according to the circumstances. When you have no money, your requirement is nil and you spend no money. When you have surplus money, you lead lavish life. However, the sum of sorrows and joys are constant. When you perform penance in early life, you enjoy in later days. One, who enjoys in early life, gets sorrows latter. In Hinduism past life’s actions also affect the present life. According to our penance, Ramesh left his study after Matriculation (11th) and started doing job. Prem left his studies after Pre University (12th) and went to Kolkata. He started a service in a steel firm there. I became an engineer.
Prem became more civilized and disciplined. In the steel firm at Kolkata, he proved his ability. He got many promotions in a few years. After five years of service, he became branch manager of Madras (Chennai) branch. Now he earned a lot. He started to lead a very lavish life. He started journeying by plane and in A.C. coach in train. He took a costlier house on hire. Bihar’s public at Chennai made him secretary of the Bihar Association and later president. When he came home, villagers honoured him too much. Some bad habits also came in him. Occasionally, he started drinking and gambling. Nasanhi kaal vinashanhi buddhi. He resigned the service of the steel firm and started his own in the same trade. His younger also went there to co-operate him. Initially he progressed too much. Younger sat in the shop and Prem did outside contact work. Nevertheless, Prem's hand did not stop spending more and more. The capital diminished day by day and ultimately became zero. The younger came home and engaged himself in village politics. At last, Prem stopped his business and again joined the old firm. Now, the respect was not as before, there. Once he was manager and now he was an ordinary staff. The person once working under him was his boss. His salary was very low. He was unable to meet the expenses. Ameeri ki kabra par panpi hui gareebi baree jahreeli hoti hai. He got his daughter married by his rest capital, and one day left Chennai, leaving his articles in the house for assurance to the landlord to come again, because the rent was unpaid. He never went there again. The landlord waited for some months and then broke the house. He took all materials against the unpaid rent. This was communicated to him through his son-in-law and his daughter’s father-in-law. His daughter’s father-in-law was very annoyed which he expressed at Karmauli at the time of his daughter's second marriage. Prem became a strong devotee of Asharam Bapu. He spent more time in meditation. He was living peacefully at Karmauli. He took too much interest in general functions of Karmauli. He was made cashier of Durga Pooja and the great Maharudra Yagya committees. He became a permanent member of the pandit’s evening pooja at durga mandir.
God has given an instrument to all persons by which one become rich and another poor, one stay in peace and another unstable. This is the result of the past life penance. Ramesh took loan from so many persons on interest. He constructed a brick built house and purchased a piece of land in the residential area, which was very costlier. The interest of the loan increased. A time came when the principal amount and the interest became beyond his capacity. The lenders began to come from morning to evening for interest and principal also. One day Prem left Karmauli and went to Chandigarh where his eldest son lived. He took a house there on rent and started his new life. He took a shop on rent and started to sell Asharam Bapu’s books and medicines. Lenders used to go Chandigarh also.
One day the news of Prem’s brain hemorrhage came to me. That was perhaps 29 June 2008. I was at Kolkata with my youngest son Vimal for an examination. The next day the news of his death came. I was too much shocked. He was very close to me. He was a very fine person, most popular among all. I miss him too much. He had all qualities. He was ajatshatru (one who has no enemy). The only minus point was that he did not know financial discipline. Ramesh is in good position. He knows financial discipline. His sons are well placed.

1 comment:

  1. reading this article with wet eye......

    sanjay jha
    s/o sri jaychandra jha
    karmouli.

    ReplyDelete